Fernando Vinas-Miranda is the Managing Director at Samuel A. Ramirez & Co., Inc., based in Puerto Rico. He has been with the firm since April 2007, overseeing operations and strategic initiatives. Prior to this role, Fernando served as Senior Vice President at BBVA - BBVA Securities from October 1998 to April 2007. His extensive experience in the financial sector also includes positions as Vice President at The Chase Manhattan Bank NA and Resident Vice President at Citibank. Fernando's career spans over three decades, marked by significant contributions to the investment banking industry.