Richard Chafey is the Managing Director at Commerce Street Holdings, LLC, based in the United States. He has held this position since September 2012, overseeing various strategic initiatives and operations within the firm. Prior to this role, Richard served as EVP/Treasurer at Laredo National Bank from January 1999 to January 2008. His extensive experience in the financial sector also includes his tenure as Executive Vice President at Merchants Bank from January 1995 to January 1999. Richard's career reflects a strong background in banking and investment management, contributing significantly to the growth and success of the organizations he has been part of.